The travel card is the best tool to help you save some bucks on travel expenses. People who always try to spend strategically can get so many rewards. If you are looking for bonus rewards for up to ten points per dollar, it will be helpful for all the trips. Some travel credit cards offer additional benefits such as airport lounge access, baggage delay insurance, etc. Let’s get into the blog to learn the best credit cards for travel.
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Best Premium Travel Card: Chase Sapphire Reserve
Chase Sapphire Reserve is popular among other credit cards for travel when it comes to the luxurious reward program. Cardholders earn 5X points on flights and maximum of 10x points on hotels and car rentals. This card stands out for all travelers.
Chase Ultimate Rewards portal has everything for a vacation, from booking rental cars to cruises. Get statement credit up to $100, giving access to more than 1,000 airport lounges with free facilities such as Wi-Fi, snacks and beverages, and much more. However, this card comes with a substantial annual fee of $550 where statement credits help offset the costs.
Pros
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- $300 annual travel credit card.
- You can credit up to $100 every four years for Global Entry or TSA Precheck application.
- Points are worth 50% redeemed for travel
- You will get special benefits at The Luxury Hotel & Resort Collection.
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Cons
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- High annual fee.
- No introductory APR.
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Chase Sapphire Preferred Card
Chase Sapphire Preferred Card is best for a travel-centric reward program and robust perks. You can get the best credit card for travel with a generous bonus offer. Earn 60,000 bonus points for spending $4,000 on purchases on a new account opening in three months. The Reward is worth up to $750 toward travel with Chase Ultimate Rewards.
This reward program offers 5X points on travel purchased through Chase Ultimate Rewards, such as 3X points on dining and 2X on all other travel-related purchases. This card has several valuable benefits, including a $50 annual ultimate rewards Hotel Credit.
Pros
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- 25% more redeemed for travel via chase ultimate rewards.
- Transfer points to leading frequent travel programs. Including the world of Hyatt, Marriott Bonvoy, and the IHG Rewards club.
- No fee is charged on purchases made outside the U.S
- Travel protection includes auto rental collision, damage waiver, baggage delay insurance, and daily trip reimbursement.
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Cons
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- $95 annual fee.
- No introductory 0% APR.
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American Express Gold Card
American Express Gold Card is smart for consumers who love traveling and dining out. Among other travel credit cards, this card comes with a $250 annual fee and offers several luxury rewards that help offset the cost. Cardholders get a $120 dining credit to cover restaurant charges and $100 in hotel credits when they book rooms through The Hotel Collection with American Express Travel.
New cardholders earn 60,000 membership rewards points on spending $4,000 on entitled purchases with new cards within the first six months right after card activation. American Express Gold Card users can earn 3X membership rewards points on booking flights directly with airlines. It varies depending on how cardholders redeem them.
You can use this in various ways, from paying with points like Amazon to redeeming gift cards or a statement credit. Get special travel perks such as room upgrades at specific hotels and special travel discounts with Travel Collection by Travel Leaders Groups at no extra cost.
Pros
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- There are up to $120 dining credits annually for purchases you make with Grubhub, Gold Belly, and other restaurants.
- Get the Rewards program with 4X points earned at restaurants.
- Avail 3X points earned on flights booked directly with airlines.
- The baggage insurance plan covers up to $1,250 for carry-on and $500 for checked baggage.
- No fee charged on purchases outside the U.S
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Cons
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- No introductory APR period.
- $250 annual fee.
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TD First Class Visa Signature Credit Card
If you are looking for the best travel credit cards, consider T.D. first class Visa Signature Credit Card offers an introductory APR. It has made our list of the top travel cards for a special rewards program low 14.99% APR. The reward program offers 3X miles on every $1 spent on traveling and dining. If you want to make other purchases, users can earn 1X a mile per $1 spent. Redeem rewards for cash back and gift cards for travel rewards. There are no foreign transaction fees, and there is no annual $89 fee for the first year.
Pros
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- 3X miles on every $1 spent for travel and dining.
- Twenty-five thousand miles when you spend $3,000 within the first six billing cycles.
- 0% APR during first 12 billing cycles on balance transfers.
- No fee is charged on purchases made outside the U.S.
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Cons
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- No additional travel credits are offered
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Bank of America Travel Credit Card
It is a great choice for students planning to study abroad or travel during breaks. Cardholders earn 1.5 points per dollar spent. Just redeem rewards as a statement credit to cover the cost of travel purchases.
This is a simple way to reduce the vacation cost for students studying abroad. This card also comes with longer than average financing offer for 15 billing cycles. We recommend paying off the balance on time and in full each month.
Pros
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- No annual fee.
- Flexible travel expenses.
- No limit or expiration on points.
- Intro 0% APR for 15 billing cycles on purchases.
- No fee is charged on purchases outside the U.S.
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Cons
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- Promotional 0% APR doesn’t apply to balance transfers.
- No student-centric benefits.
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Final Thoughts
These are the best credit cards for travel. Everyone needs to get familiarized themselves with various credit card benefits and fees. Please ensure you know the card’s terms, and start optimizing them. Different travel credit cards are available, from general to airline, and all the choices have made it easier to select the best one. Always consider the travel credit card as per the type of travel you do most.
We hope that our blog benefits you with the information you are considering for. For any query, question, or feedback, please feel free to Contact Us.
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